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Epic Money Fails- to Being Money Savvy With the Frugal Fox

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This is the first in a series of post that I am sure will provide some insight into how money bloggers avoid the mistakes and pitfalls in order to become money savvy.
This interview is with Luci Olivia of the Frugal Fox

”I grew up in a frugal house and was taught the value of money from a young age; I would play cards with my Dad for coins and if I lost then he would cash in. Later, as a student I learnt quickly how to budget my money (living in London will do that!).
Nowadays, I live in Staffordshire where my focus is growing TheFrugalFox.org, planning my wedding on a budget and saving to buy a house. I wish I had had a money blog like TheFrugalFox growing up and so I’m aiming to create something helpful, useful and inspiring.”


I asked Luci some further questions about her money ways while she was growing up. My questions and her responses are found below.

Would you say you have been thrifty since childhood?

My parents were always on a shoestring but not out of choice. I consider my lifestyle currently to be a choice so some of the rules and ideas to save money crossover, it was a different kind of thriftiness.


Have you had lessons on money management in Secondary school?
Nothing besides what I’ve looked for myself from books and the internet.

What would you say are 2 or 3 epic money fails you have had since becoming an adult?
  • I would say wasting money on a relationship because I thought it would fix things.
  • Spending over £500 on my credit card on a holiday because I thought it would make him happy.
  • Also not paying off the credit card was stupid!

 

Did you have a frugal epiphany? What caused it, or how did you decide to develop the frugal habit?
No big epiphany. I just realised that if I wanted a house, a wedding and a baby then I needed to stop spending rubbish on crap I didn’t need.


What are some of the things you practice now as part of a frugal lifestyle?
Setting up and sticking to a food budget, not having expensive hobbies and always researching the cheapest way to do things.

What is the biggest saving you have made as a result of being frugal?
I have stopped buying clothes which has likely saved me hundreds per months

Now that you are more money savvy, what 3 pieces of advice would you give to others about handling money?

1. If you make any bonus or pick up extra hours then save it and live like it wasn’t there.
2. It’s not too late to ever be responsible with money.
3. If there’s a cheaper way to do something, don’t take the easy but expensive route.

What about frugal fails? We’d love to hear a few of those too.

I don’t tend to make fails but I would say locking into contracts that you can’t get out of is a bad idea!
Thanks so much to Luci for sharing her insight with us. It is hoped that we have learned a tip or two that will keep us on the right track to being money savvy.

My favourite quote from her is ” I just realised that if I wanted a house, a wedding and a baby then I needed to stop spending rubbish on crap I didn’t need”. Such a profound statement that all of us can benefit from. When you stop to think about it, you have, in the past, spent too much money on things just because they were cheap, or just on a whim etc. Stop and consider how all that money could have put you nearer to your big dreams. 

All about avoidign silly money mistakes and being money savvy. Learn from the mistakes of others. You don't need to make your own.

Every little bit of money adds up so if we can avoid spending money on all the little things, we would have more money saved up towards all the big things.

Grammarly

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Filed Under: Frugal

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Comments

  1. p says

    April 19, 2018 at 8:38 pm

    I like this interview style post. I consider myself pretty frugal, but there are always new ways to save!

    Reply
  2. Shannon Victoria says

    April 20, 2018 at 12:32 am

    I love your blog! I blog about First Time Homebuying, I certainly have to follow you! I’m also super frugal. I don’t buy clothes either but there are times of the year when I spend money. I’ve learned to budget for those weak months lol

    Reply
    • Joleisa says

      April 20, 2018 at 5:20 pm

      You’re a lady after my own heart. I love living the frugal lifestyle.

      Reply
  3. Deola says

    April 20, 2018 at 4:57 pm

    I guess at some point, everyone just has to have a frank talk with themselves and make a decision to make better choices. That quote also jumped out at me ” I just realized that if I wanted a house, a wedding and a baby then I needed to stop spending rubbish on crap I didn’t need”

    Reply
    • Joleisa says

      April 20, 2018 at 5:21 pm

      The frugal fox is really a savvy lady. Thanks so much for stopping by.

      Reply

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Hi, we're Jo and Leisa, twin sisters and authors of Joleisa.com. Originally from the sandy beaches of Jamaica we now reside in England where we followed our calling to teach. But sometimes that call changes and our new passion is writing. We're here to give the ups and downs of it all with our lifestyle tips and tricks to help you avoid the sour lemons that can get in our way of frugal budgeting, intentional living and happiness. Join us and learn more about how we found the simplest ways to achieve easy living. Read More…

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