FOLLOW US

  • Facebook
  • Instagram
  • Pinterest
  • Twitter
  • Home
  • About
    • PRs Work With Us
  • MEDIA
  • DIRECTORS CUT
  • Contact Us
Joleisa logo
  • Frugal living
  • Eat for less
  • Start a blog
  • Recommendations

Top Three Tips to Help you Stay Within Your Budget

This post may contain affiliate links

Here are three tips to help you stick to your budget. Some time ago I shared with you simple tips for staying within your budget and the comments I received showed how useful it was to break things down into simple terms.
Do you have a financial goal you want to reach or do you just simply want to start saving? You should consider starting up a budgeting plan which will help you achieve your goals much easier. However, the problem with budgeting is that it can be hard to stick to especially if you’re easily tempted by new clothes, food or even more expensive items which will pull you further away from your financial aim.
To help you stick by your budget, you should take on board these tips which will help you achieve your objectives in no time.

Visualise your goals

Before devising a budget, you should visualise exactly what you want to achieve. For example, you may want to visit your dream destination or buy your ideal home, so to make this a reality, you should create your own dream board. All you need to do is print pictures of or cut out magazine clippings and peg them up on the board, which should be placed in your bedroom, this means you can wake up every morning and remind yourself of your goals.
For when you’re out and about you should consider using a visual representation of your goal as your phone wallpaper to prevent you from making any unnecessary purchases. This will help you make smarter choices
when shopping by looking for bargains on food, clothes, or even furnishings.

Be realistic

In order to stick to your budget, you need to ensure it is realistic. To do this you need to establish your priorities, which are obviously food, shelter and clothing. Some people tend to cut down their necessities as much as possible
to achieve their goals in quick succession, however, this sometimes means they will go without the right food. This is not a realistic way to budget and this can lead to budgeting rebellion, which will take you back to square one.
If your goal is fairly large in financial terms, realistically you may need to consider taking on a second stream of income to boost your budget. This could include anything from a part-time job to property investment. The latter is a great way to generate both immediate and long-term income, especially if you work with property experts like RW Invest who will advise you on the property market and the best locations available. This type of income will help you budget effectively and enable you to achieve your goals quickly.

Track your outgoings

To stay on top of your budget, you need to know where your money is coming and going. The best way to do this is by keeping track of your outgoings, such as households bills, food shopping and even luxury items.
This will allow you to determine how much you can put towards your savings and also o)er an estimate of how long it will take to reach your goals.
You could also try keeping hold of your receipts for each purchase to calculate how much you are spending within a week or a month. By doing this, you can create some consistency and keep a note of where the bargains
are.
Whatever you do, try to be as realistic as possible and push yourself to stay within your budget and achieve your goals.

Share this:

  • Twitter
  • Facebook
  • Pinterest
  • WhatsApp
  • LinkedIn
  • More
  • Print
  • Email

Related

Filed Under: Frugal

About Joleisa

« Create Your own Photo Book with Max Photos
Super Frugal Things We Have Done This Week »

Comments

  1. Tia Lawrence says

    June 24, 2019 at 1:13 am

    I love these tips, I know it will help my family now. Thanks joleisa you always have some great things to help families boots their budget. 👍🏻

    Reply
  2. neelo ofathi says

    June 24, 2019 at 4:00 pm

    Such helpful tips!! Thanks for sharing

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

CommentLuv badgeShow more posts

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Hey guys and gals!

Hi, we're Jo and Leisa, twin sisters and authors of Joleisa.com. Originally from the sandy beaches of Jamaica we now reside in England where we followed our calling to teach. But sometimes that call changes and our new passion is writing. We're here to give the ups and downs of it all with our lifestyle tips and tricks to help you avoid the sour lemons that can get in our way of frugal budgeting, intentional living and happiness. Join us and learn more about how we found the simplest ways to achieve easy living. Read More…

AS SEEN ON CHANNEL 5’S

We are Sociable

  • Facebook
  • Instagram
  • Pinterest
  • Twitter

Recent Posts

  • The Best Word to sum up This Week is Bust
  • Looking Back to Find so Much
  • Hopeful is my Word of the Week
  • This Week it’s all About Tik Tok
  • Our Word of the Week is Frugal

MOST POPULAR POSTS

Why we left teaching

  • Be your own boss
  • Set up a blog
  • Making money from your blog
  • Using Pinterest to help your blog
  • Fixing sleep problems
  • Frugal family fun at half term
  • Having to plan a funeral!
  • Let’s show you how we save money on food
  • Our time on Channel 5’s Shop Smart, Save Money
HIBS100 Index of Home and Interior Blogs HIBS100

Copyright © 2023 · Tasteful theme by Restored 316

Copyright © 2023 ·Tasteful Theme · Genesis Framework by StudioPress · WordPress · Log in

YOUR PRIVACY

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.Accept Reject Read More
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT
 

Loading Comments...